Directors & Officers
Companies and their directors and officers face numerous complex risks. Our cover is designed to offer individuals the personal protection they require, and companies the safeguarding of their balance sheet when indemnifying their Directors and Officers.
Line size: $10m
Our approach
Directors and officers of public companies face numerous and sometimes unprecedented risks in the running of a company. Our cover is designed to provide protection against claims whilst acting in their fiduciary duty to the company. We apply a three pillar approach which is based on a combination of actuarial expertise, a team of experienced underwriters and professionally qualified claims specialists offering nimble, data driven decisions, delivered consistently to our clients

Target Customers
Our cover is designed to offer individuals the personal protection they require, and companies the safeguarding of their balance sheet when indemnifying their directors and officers.
Cover
Cover provides defence costs and indemnity in the event of litigation or investigations against individual D&Os and; Securities Actions against D&Os and the company.
Coverage includes:
Territories
Target Customers
Our cover is designed to offer individuals the personal protection they require, and companies the safeguarding of their balance sheet when indemnifying their directors and officers.
Cover
If a company does not indemnify, this policy responds to provide directors and officers the cover they need. Unlike other D&O policies, Side A DIC policies have no coverage exclusions apart from conduct matters.
Excess cover if limits on the primary D&O cover have been exhausted. The Side A DIC policy responds by paying Side A shortfalls subject to any agreed terms, conditions and limitations in the primary policy or on a drop-down basis when an insurer of the primary D&O cover refuses to pay a claim or fails to pay within an agreed time frame of a request to do so.
There are a number of examples where a reason for not payment could require Side-A policy to respond including:
Territories
Attachment
Target Customers
Cover
Our cover is designed to offer individuals the personal protection they require, and companies the safeguarding of their balance sheet when indemnifying their directors and officers.
Territories
Side ABC Team
Side A Team
Bermuda Team


