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Retail

The global retail industry serves as the backbone of consumer economies worldwide, encompassing a diverse range of businesses, from brick-and-mortar stores to e-commerce giants. Always changing to meet shifting consumer preferences, technological advancements, and market trends, driving innovation and shaping the way people shop

Why IQUW works for Retail

Today’s retail industry exists in a diverse global landscape, where evolution, diversification and digitisation pose ever-greater challenges. Our retail team understands the sector’s intricacies and has the experience and the responsive attitude to meet every underwriting challenge

Data-centric

We use data to empower our people and decisions

Automation

We streamline processes to keep everything running smoothly

Expertise

Every underwriting department has specialist experience

Retail Products

We offer a range of products to support a variety of insurance needs across the retail sector. Find out more about each product by selecting one below

Choose your product:
Crisis Management Cyber Direct & Facultative Property Directors & Officers Financial Institutions Political Risk Political Violence & Terrorism

Crisis Management

While every crisis is different, most demand immediate action. That’s why our comprehensive cover ensures a swift response every time.

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Product contamination
Recall liability for component parts
First party recall
Crisis Management points of contact
Jon Atkinson Lead Underwriter, Crisis Management Sam Pilkington Underwriter, Crisis Management George Davies Assistant Underwriter, Crisis Management Gavin Williams Head of Claims Tony Kriesel Head of Professional Lines and Specialty Claims Christopher Wilkinson Head of Specialty Vanessa Elliot Claims Handler, Specialty

Cyber

Cyber risks come in many forms - from malicious intent to employee error - and can impact every size of business from SMEs to multinationals. Whatever the size or nature of your business, we are here to help you assess the risks posed by cyber threats and arrange appropriate cover.

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Cyber Extortion
Business interruption
Data and system recovery
Incident response
Regulatory costs
Technological Errors and Omissions
Privacy liability
Cyber points of contact
Christopher Wilkinson Head of Specialty Andy Lewis Lead Underwriter, Cyber Jamie Doherty Senior Underwriter, Cyber Ciara Burke Underwriter, Cyber Tony Kriesel Head of Professional Lines and Specialty Claims Vanessa Elliot Claims Handler, Specialty

Direct & Facultative Property

Our D&F Property offering is far-reaching in scope and focused on long term partnerships with clients who are committed to risk management.

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We provide All Risks and single CAT peril coverage for physical damage to buildings, contents, machinery, stock, equipment and time element and loss of earnings
Basis of coverage is standard ISO and LMA policy forms, or Lloyd’s and broker manuscript forms by agreement
Consider risks through the full spectrum of TIV; SME to Large Commercial
Target primary and first excess buffer layers
Direct & Facultative Property points of contact
Robbie MacDonald Head of Property John Brown Lead Underwriter, Direct & Facultative Property Mike Barrett Lead Underwriter, Direct & Facultative Property Charles Tinworth Senior Underwriter, Direct & Facultative Property Stephanie Rowe Assistant Underwriter, Direct & Facultative Property Liam Wood Underwriter, Direct & Facultative Property Rachel Stiff Assistant Underwriter, Property Oliver Colegate Underwriting Assistant, Direct & Facultative Property Stuart Bell Head of Property & Reinsurance Claims Peter Collop Senior Claims Handler, Property

Directors & Officers

Corporate officers face growing risks. Our cover is designed to offer them the personal protection they deserve.

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Damages, judgements 
and settlements
Extradition Proceedings
Legal fees and expenses
Security Holder Demand Investigatory Costs
Derivative Suits
Securities Claims
Regulatory investigations
Directors & Officers points of contact
Gary Lill Head of Professional Lines Jason Butler Lead Underwriter, Professional Lines Elisabeth Groehe Senior Underwriter, Directors & Officers Emily Sands Assistant Underwriter, Directors & Officers Adam Burkert Underwriting Analyst, Directors & Officers Tony Kriesel Head of Professional Lines and Specialty Claims Tilly Milnes Senior Claims Handler, Professional Lines Vanessa Elliot Claims Handler, Specialty

Financial Institutions

The world of money is a magnet for claims. We provide seamless cover for all aspects of professional services within financial operations.

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Directors and Officers: Cover provides defence costs and indemnity in the event of litigation or investigations against individual Directors & Officers and/or the entity
Financial Institutions' Professional Indemnity: Protects financial institutions and their employees against claims from third parties arising from performance of or failure to perform professional services
Bankers Blanket Bond insurance and Financial Institutions Crime: Provides first party cover for financial institutions against acts committed by employees and non-employees that cause financial loss
Financial Institutions points of contact
Gary Lill Head of Professional Lines Tristram Prior Lead Underwriter, Financial Institutions Sam Waltier Underwriter, Financial Institutions Sophinne Aikins-Sancho Underwriter, Financial Institutions Jack Watson Assistant Underwriter, Financial Institutions Tony Kriesel Head of Professional Lines and Specialty Claims Tilly Milnes Senior Claims Handler, Professional Lines Vanessa Elliot Claims Handler, Specialty Noah Robinson Underwriting Analyst, Curtis Twomey Underwriting Analyst, Financial Institutions

Political Risk

The shifting geopolitical landscape demands flexible cover created through underwriting expertise and intelligent use of data automation.

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Political Risk (CEND)- Provides cover against asset loss or loss of an investment in a foreign country including confiscation, expropriation, nationalisation and deprivation, selective discrimination, forced abandonment, forced divestiture, exchange transfer and currency inconvertibility
Trade Credit/ Contract Frustration (CF) – Provides cover against non-payment or non-performance by a Sovereign or majority state-owned counterparty. We can also cover pre- and post-shipment, non-performance of a valid contractual obligation or the calling of a valid contractual bond
Political Risk points of contact
Alex Mearing Underwriter, Political Risk Tony Kriesel Head of Professional Lines and Specialty Claims Christopher Wilkinson Head of Specialty Vanessa Elliot Claims Handler, Specialty

Political Violence & Terrorism

We stand out by covering everything from active shooter and terrorist attacks to nuclear, biological and chemical events.

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Terrorism and terrorism liability
Sabotage
Strikes riots and civil commotion
Malicious damage
War and Civil War
Mutiny and coup d'etat
Revolution and rebellion
Active shooter
Nuclear, biological, chemical, or radiological weapons
Denial of access
Loss of attraction
Political Violence & Terrorism points of contact
Dan Callow Lead Underwriter, Political Violence & Terrorism, War George Connell Senior Underwriter, Political Violence & Terrorism George Green Senior Underwriter, Political Violence & Terrorism Kate Hughes Underwriter, Political Violence & Terrorism, War Elena Holt Assistant Underwriter, Political Violence & Terrorism Oliver Savill Assistant Underwriter, Political Violence and Terrorism Tom Beagley Underwriting Analyst, Political Violence & Terrorism, War Gavin Williams Head of Claims Tony Kriesel Head of Professional Lines and Specialty Claims Vanessa Elliot Claims Handler, Specialty
Other industries
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Aviation Learn more Financial Services Learn more Shipping & Marine Learn more Manufacturing Learn more Power Learn more Healthcare Learn more
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Reinsurance

From property treaty to specialty
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Insurance

Multi-line made singularly simple
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Find your expert

We're here to help and advise
View the team